Small Loan

                                                 Small Loan


What is a Small Personal Loan?


Looking for a loan to finance your urgent personal needs? Rather than breaking into your savings, or depending on others, consider a Small Personal Loan. Not only are they easy to avail, but if you have the necessary documents ready, you’ll get one instantly approved at affordable interest rates.
 

Our small instant loans come with simpler eligibility criteria and a flexible repayment structure allowing you to fulfill your financial goals with ease. Moreover, with unrestricted end-use, you can use our Small Personal Loan to deal with any urgent financial requirement.
 

What’s more, you can avail of a Small Personal Loan online in just a few simple steps. Specially crafted for salaried individuals, small instant loans are available to borrowers across salary brackets. They can be your financial instrument for making big-ticket purchases, financing a foreign trip, or meeting any emergency needs.
 

We, at Tata Capital, extend this type of personal loan ranging between Rs. 40,000 to Rs 1.5 lakhs. At the time of a small instant personal loan application, we request minimal paperwork to verify your credentials. Besides, you don’t need to pledge any collateral before applying for a small personal loan.
 

You can apply for our small loans online and, if all checks out, enjoy a quick approval at affordable interest rates and fast disbursal into your account. What's more, with Tata Capital, you also get flexible EMI payment options and can negotiate your repayment tenure when availing small personal instant loan.



Who should be taking a Small Personal Loan?



Since a borrower can use this small instant loan for any end purpose, it's an excellent offering for anyone. Whether you want to buy expensive gizmos, pay off health bills, go on a trip, or purchase any product or service that requires a lump sum, you can take this loan.
 

Here are certain categories of individuals with whom a small loan online is popular.

  • Small Personal Loan for Young professionals

Individuals who have recently started earning and don't have a substantial salary yet can opt for this loan to purchase a bike, phone, laptop, etc.
 

  • Small Personal Loan for Retired professionals

Retired professionals might rack up a few medical or travel expenses. Therefore, a quick yet affordable finance option like a small loan online for personal use can come in handy.

  • Small Personal Loan for Students

A small personal loan can help you pay a percentage of your tuition fee on time. You can file an application for this type of loan with a co-borrower and take care of your education expenses in a jiffy.

  • Small Personal Loan for Businesses

Ready to expand your business? Or need funds to manage your daily business operation? A quick small personal loan can help you cater to the urgent financial needs of your business hassle-free.

  • Small Personal Loan for Home Remodelling

Individuals who are planning to renovate their house but don’t have enough savings, can apply for small instant loans for renovation and give their house a whole new look.
 

Institutions like Tata Capital have specially designed this loan for individuals with a small salary or business expenses, as they may face difficulty approving finance of a large amount. Also, repaying this loan is not as challenging because the total amount borrowed is not too much, and you don't pledge any guarantee.



What is the eligibility criteria for a Small Personal Loan?


For starters, if you think that small loans online by Tata Capital require you to have an excellent credit score, it's not true. Since this loan is customised for low-salaried individuals and new business owners, you can apply for one with limited or low credit history and have real chances of approval.
 

This relaxation on credit score often comes as a substantial relief for potential borrowers of small instant loans.
 

Other than this, you must fulfil the following personal loan eligibility criteria to get an instant personal loan from Tata Capitals:

  • The applicant must have a minimum salary of Rs. 15,000 per month.

  • They should be working for at least 1 year.

  • The ideal age of the applicant should fall between 22 to 58 years.

Comments

Popular posts from this blog

Aadhar Card Me Mobile Number Kaise Jode Online

How to Project a Mobile Screen on the Wall Without a Projector Source

Paise Kamane Wala Games (पैसे कमाने वाला गेम्स)