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                          Business Loan Who could be eligible for a Business Loan? Are you thinking of availing a business loan anytime soon? Browse through our business loan eligibility criteria mentioned below, to make sure your business loan is approved at the very first go: The applicant has to be in business for last 3 years with a minimum turnover of Rs.40 Lakhs The business must have generated profit for a minimum of 1 year The applicant should be a Sole Proprietor / Partnership firm / Private Ltd Co. / Trust / LLP involved in the business of Manufacturing, Trading or Services The main applicant should be minimum of 25 years of age & should be no older than 65 years at the time of loan maturity. Check out the criteria for business loans eligibility to know more.   What are the fees and charges associated with Kotak Business Loans? Processing fees: Maximum 2% of the loan / facility amount (Plus GST...

                                                  Personal Loan Apply Personal Loan Online Get personal loans of up to Rs.40 lakh and above at attractive rates starting at 8.30% p.a. with flexible tenures of up to 7 years. The process to apply for a personal loan is extremely simple and hassle-free and can be done through both online and offline channels. Personal Loan Interest Rates The  personal loan interest rates  vary between 8.30% p.a. and 49% p.a. Depending on the loan amount availed by you, your credit score, and repayment tenure, the interest rate charged on your loan is decided. If you maintain a high credit score and have a good relationship with the bank, then the interest rate on your personal loan can be lowered. Uses of Personal Loan What can you use a personal loan for? Since it is an unsecured loan without the need for any collateral, th...

                                           Student Loan What is Education Loan? Education loan or student loan is a form of monetary assistance availed by students to meet the expenses associated with their studies. The student loan includes expenses related to school fees, post-secondary education or cost associated to higher education. What are the benefits of taking an education loan from Bank of Baroda? Bank of Baroda offers various education loans at attractive interest rates with repayment tenure of up to 15 years. No collateral needs to be provided for education loans of up to Rs. 40.00 lakh for the identified premier institutes. Maximum Education Loan limit is Rs.125.00 lakh for study in India and Rs.150.00 lakh for study abroad. How does Education Loan work? Opting for an education loan reduces the strain on existing savings and eliminates the need to liquidate the exis...

                                                  Small Loan What is a Small Personal Loan? Looking for a loan to finance your urgent personal needs? Rather than breaking into your savings, or depending on others, consider a Small Personal Loan. Not only are they easy to avail, but if you have the necessary documents ready, you’ll get one instantly approved at affordable interest rates.   Our small instant loans come with simpler eligibility criteria and a flexible repayment structure allowing you to fulfill your financial goals with ease. Moreover, with unrestricted end-use, you can use our Small Personal Loan to deal with any urgent financial requirement.   What’s more, you can avail of a Small Personal Loan online in just a few simple steps. Specially crafted for salaried individuals, small instant loans are available to borrowers across salary bracke...

                                                      Mobile Loan You can now buy a mobile on EMI without a credit card with Money Tap's mobile loan instantly. How to Buy a Mobile on EMI Without Credit Card? When you think about buying something on EMI, the first option that comes to mind is a credit card. However, not everyone has access to credit cards Luckily, there are numerous other financial products available these days for purchasing a mobile on loan without credit card. You can get a loan through a bank, financial institution or even an app on your phone to buy mobile on EMI amount of your choice. With app-based loans through MoneyTap, you can be approved for personal line of credit that’s both flexible and convenient. You can use this credit line for large purchases such as mobiles, and convert your purchase amount to EMIs o...

                            Car Loan Car Loan  - With interest rates as low as  7.00% p.a.  and a repayment tenure of up to 8 years, you can find the most suitable car loan for your needs at BankBazaar. You can take the loan for 90% to 100% of the on-road price of the car. Eligibility Criteria and Documents Required The car loan eligibility criteria can be different for different banks. The common criteria are as follows: Age of the individual must be between 18 years and 75 years Minimum net monthly income of Rs. 20,000 At least 1 year of employment with the current employer Must be salaried or self-employed, working for a government establishment or a private company How to Calculate Car Loan EMI? The Equated Monthly Installments (EMIs) that you will pay will depend on a few key factors. The size of the loan The interest rate that is applicable to the loan The tenure of the loan The processi...